Seven-Layer Tex-Mex Party Dip

Featured in: Everyday Home Meals

This vibrant seven-layer dip combines classic Tex-Mex flavors in one stunning presentation. Start with seasoned refried beans, add creamy guacamole, tangy sour cream, chunky salsa, and blend of cheddar and Monterey Jack cheeses. Top with sliced black olives, crisp shredded lettuce, and green onions. Perfect for gatherings, this crowd-pleasing appetizer comes together in just 20 minutes and serves eight people generously.

Updated on Wed, 14 Jan 2026 13:26:00 GMT
Seven-layer dip loaded with creamy guacamole, cheesy toppings, and refried beans, served with crispy tortilla chips for dipping. Save
Seven-layer dip loaded with creamy guacamole, cheesy toppings, and refried beans, served with crispy tortilla chips for dipping. | mesataddut.com

The first time I brought this seven-layer dip to a Super Bowl party, I honestly thought it was too simple to impress anyone. Three people asked for the recipe before halftime even started, and now it is my go-to for every gathering. Something about those distinct colorful layers makes people gravitate toward it immediately.

I learned the hard way that nobody wants watery dip after I once skipped draining the salsa properly. The bottom layers turned into a sad, soupy mess by the time guests arrived. Now I always pat that salsa dry like my life depends on it, and the difference is honestly night and day.

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Ingredients

  • Refried beans (15 oz can) mixed with taco seasoning: This creates the hearty foundation that anchors all the lighter layers above it
  • 2 ripe avocados with lime juice, salt, red onion and tomato: Fresh homemade guacamole beats store bought every single time
  • 1 cup sour cream: Adds that cool tangy creaminess we all crave in Tex-Mex dip
  • 1 cup chunky salsa, well drained: The moisture control here makes or breaks the final texture
  • Shredded cheddar and Monterey Jack cheeses: This blend gives you sharpness plus perfect meltability
  • Black olives, lettuce and green onions: The fresh toppings add crunch and visual appeal
  • Tortilla chips: Use sturdy chips that can handle scooping through all seven layers

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Instructions

Prepare the bean base:
Mix refried beans with taco seasoning in a medium bowl until fully combined. Spread evenly across the bottom of a 9x13-inch dish.
Make the guacamole:
Mash the avocados with lime juice, salt, diced onion, and tomato until chunky smooth. Carefully spread over the bean layer.
Add the creamy layers:
Spread sour cream evenly over the guacamole, then top with drained salsa.
Layer on the cheese:
Sprinkle both cheeses across the salsa layer for maximum coverage.
Finish with toppings:
Arrange olives, lettuce and green onions on top. Refrigerate at least one hour before serving.
Freshly made seven-layer dip in a glass dish with vibrant layers of sour cream, salsa, and shredded lettuce for a party. Pin it
Freshly made seven-layer dip in a glass dish with vibrant layers of sour cream, salsa, and shredded lettuce for a party. | mesataddut.com

My niece now requests this for every family birthday, claiming it is not really a party without the dip. Watching her carefully construct the perfect bite with all seven layers on her chip has become its own kind of tradition.

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Make Ahead Magic

This dip actually improves after an hour or two in the fridge as the flavors start mingling together. I usually prep everything except the lettuce and green onions, then add those right before serving so they stay crisp and fresh.

Serving Strategy

Position this toward the back of your serving table since people will need both hands to maneuver those loaded chips properly. A small serving spoon alongside helps guests reach the bottom layers without making a mess.

Customization Ideas

The beauty of this dip is how easily it adapts to whatever your crowd prefers. I have experimented with so many variations over the years and some have become unexpected favorites.

  • Swap Greek yogurt for sour cream if you want something lighter
  • Add a layer of pickled jalapeños for extra heat lovers
  • Mix diced bell peppers into the cheese layer for extra crunch and color
Classic Tex-Mex seven-layer dip topped with black olives, green onions, and melty cheddar, ready to scoop with crunchy tortilla chips. Pin it
Classic Tex-Mex seven-layer dip topped with black olives, green onions, and melty cheddar, ready to scoop with crunchy tortilla chips. | mesataddut.com

There is something deeply satisfying about that first perfect chip scoop that captures all seven layers at once. Enjoy watching it disappear at your next gathering.

Frequently Asked Questions

How far in advance can I make this?

Assemble up to 4 hours before serving. Cover and refrigerate to let flavors meld while keeping layers distinct. Add fresh toppings like lettuce and green onions closer to serving time to maintain crispness.

What prevents the layers from getting soggy?

Drain salsa thoroughly before adding. Spread each layer evenly to the edges, and refrigerate for at least one hour before serving to set the textures.

Can I make this lighter?

Substitute Greek yogurt for sour cream, use reduced-fat cheese, and increase vegetable proportions. The guacamole provides healthy fats while keeping the creamy texture.

What size dish works best?

A 9x13-inch shallow dish creates ideal layer proportions. The depth allows all seven layers to be visible while preventing ingredients from mixing together.

How do I serve this for a crowd?

Double the recipe and use a larger serving platter. Surround with plenty of tortilla chips and provide small spreading knives. Consider placing extras like jalapeños or hot sauce on the side.

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Seven-Layer Tex-Mex Party Dip

Layered Tex-Mex appetizer with beans, guacamole, cheese, and fresh veggies. Perfect party platter served crispy tortilla chips.

Prep Time
20 Minutes
0
Total Time
20 Minutes


Difficulty: Easy

Cuisine: Tex-Mex

Yield: 8 servings

Dietary: Vegetarian, Gluten-Free

Ingredients

Base

01 1 (15 oz) can refried beans
02 1 tablespoon taco seasoning

Guacamole Layer

01 2 ripe avocados, peeled and pitted
02 1 tablespoon lime juice
03 1/4 teaspoon salt
04 1/4 cup diced red onion
05 1 small tomato, seeded and diced

Sour Cream Layer

01 1 cup sour cream

Salsa Layer

01 1 cup chunky salsa, drained of excess liquid

Cheese Layer

01 1 cup shredded cheddar cheese
02 1/2 cup shredded Monterey Jack cheese

Toppings

01 1/2 cup sliced black olives
02 1 cup shredded iceberg lettuce
03 1/4 cup chopped green onions

For Serving

01 Tortilla chips

Instructions

Step 01

Prepare Bean Base: Combine refried beans with taco seasoning in a medium bowl until well blended. Spread mixture evenly across the bottom of a shallow 9x13-inch serving dish, creating a smooth foundation layer.

Step 02

Make Guacamole: In a separate bowl, mash avocados thoroughly with lime juice and salt. Fold in diced red onion and tomato until incorporated. Spread guacamole mixture gently over the bean layer, maintaining distinct separation.

Step 03

Add Sour Cream: Carefully spread sour cream in an even layer over the guacamole, working from the center outward to prevent mixing the layers beneath.

Step 04

Layer Salsa: Spread drained salsa over the sour cream layer. Ensure excess liquid has been removed to maintain structural integrity and prevent sogginess.

Step 05

Apply Cheese: Sprinkle shredded cheddar and Monterey Jack cheeses evenly over the salsa layer, covering surface completely.

Step 06

Add Olives: Distribute sliced black olives uniformly across the cheese layer.

Step 07

Finish With Fresh Toppings: Top with shredded iceberg lettuce and chopped green onions as the final garnish layer.

Step 08

Chill Before Serving: Cover dish tightly with plastic wrap or lid. Refrigerate for at least 1 hour to allow flavors to meld and layers to set. Serve chilled with tortilla chips for dipping.

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Tools You'll Need

  • 9x13-inch serving dish
  • Mixing bowls
  • Spatula or spoon
  • Knife and cutting board

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Contains dairy (sour cream, cheese)
  • Check refried beans for lard if vegetarian is required
  • If serving to gluten-sensitive guests, use certified gluten-free tortilla chips
  • Always double-check ingredient labels for potential allergens

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 260
  • Total Fat: 16 g
  • Total Carbohydrate: 22 g
  • Protein: 7 g

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